Renewal Analysis & Negotiation
| Plan Design Options
| Liability Audit |
Market Surveys |
Administrative Service | Employee
only reason for having a broker is to help manage your benefits
program. A primary function of managing your benefits is to ensure
the lowest rates possible, however, there are many different ways
a benefits plan can cost your organization, such as:
Renewal negotiation – concise logical analysis or simply
new rates presented?
Plan design options – thoughtful analysis to minimize impact
to employees or
Risk management – have you been advised of all potential
High or low employee satisfaction with benefits plan? Reviewed?
Are you confident your broker has presented all the choices available
understanding that rates will always be an important consideration
in your decision making process, we also understand that today’s
sophisticated business owners are demanding much more for their
investment. In turn, they understand in today’s marketplace
all insurance carriers are generally similar. In the past, it was
reasonable to expect dramatic savings which, due to demutualization
and a shrinking market, is no longer feasible, particularly given
that most brokers deal with the same insurance companies.
So how do you choose one broker from
of the advantages of having Gowan Consulting as your broker
is you will obtain the best service along with the best price. As
an independent broker we survey the marketplace on your behalf to
ensure you have the best rates. Our commitment to providing exceptional
service in every aspect of your program means you don’t have
to compromise expertise to obtain the best rates.
Reviewing the various consulting services will allow you to see
all the differences between having a broker and having a professional
consultant for the same expense or less.